*Providence Homes is an independent third party and not affiliated with, or a subsidiary of, Ameris Bank. Offer is available while supply lasts, as funds are limited, and the offer may be stopped at any time without prior notice or obligation. Offer only available on select move-in ready homes in Woodland Park for loans locked and financed through Ameris Bank; rate-lock cannot be transferred to another property address. The offer is only available on written agreements after 1 August 2025 and closes on or before 30 September 2025. The 4.99% (5.206% APR) fixed rate is available on a single-family residence, owner occupied, a Conventional 30-year fixed loan with 10% down, and a 740 FICO score effective as of 8.1.2025. Financing example: Purchase a $459,900 home with a 30-year conventional mortgage with a down payment of 10% would result in a loan amount of $413,910 and an interest rate of and as estimated monthly payment of $2,478.94. Stated amount of monthly payments are principal and interest only and do not include all taxes, insurance premiums, HOA fees. Actual payment obligation will be greater. Buyers must apply for and finance a loan with Ameris Bank. Seller will not pay any closing costs (except real estate commissions). FHA and VA financing options are available. Providence Homes and Ameris Bank reserve the right to change price, terms, rate offer, promotion, and availability at any time without prior notice or obligation. The buyer is entitled to finance through other lenders but shall not be eligible for this promotion. This is not a commitment to lend and cannot be combined with any other offer. Exclusions and restrictions apply. All rights reserved. All loans are subject to credit approval. Rates and fees are subject to change. ©2024 Ameris Bank. (NMLS: 408099) Equal Housing Lender.